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| Credit counseling organizations listed in our directory certify that they are licensed to do business in States that require such license. |
| CCCS of Alabama, Inc. | 800-662-6119 |
| CCCS of Central Alabama Division of Gateway | 888-280-2227 |
| CCCS of Mobile | 334-802-0011 |
| Metropolitan Financial Management, Inc. | 888-562-4557 |