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| Credit counseling organizations listed in our directory certify that they are licensed to do business in States that require such license. |
| CCCS of Bluefield | 800-313-5097 |
| CCCS of Family Service | 888-534-4387 |
| CCCS of North Central West Virginia Criss-Cross, Inc | 800-498-6681 |
| CCCS of the Kanawha Valley | 800-281-5969 |
| CCCS of the Mid-Ohio Valley, Inc. | 888-785-1997 |
| CCCS of the Upper Ohio Valley | 800-220-3252 |